If I’m served with a Foreclosure complaint in Coral Springs, FL, how much time do I have to respond? This is a question we hear all the time. Your Foreclosure Defense Attorney in Coral Springs, Florida has the answer.
If you are served with a Foreclosure in Coral Springs, FL, or any city/town in South Florida, you have twenty days to respond. After you respond to the complaint, the Bank will file a response to your answer or serve you with discovery. Therefore, it is important that speak with a Foreclosure Defense Attorney in Coral Springs, Florida.
Review Your Complaint With an Attorney
It is essential to review your complaint to determine if you have any strong defenses in your case. Banks tend to move Foreclosure actions at a fast pace, and if you don’t file a response with strong arguments, you could face the reality of losing your home.
While the Bank may have a strong case, a Homeowner has options. These include:
- Loan Modification. If you have missed mortgage payments or having a difficult time staying current, we can help you apply to lower your monthly payment.
- Short Sale. We help Homeowners sell their property through the Short Sale process. A Short Sale occurs when a Homeowner sells their property for less than they owe to the Bank. If the Bank accepts the offer, the Homeowner can usually walk away without owing the Bank any money. In addition, their credit score will take less of a hit.
- Deed in Lieu of Foreclosure. This occurs when a Homeowner gives the title to their property to the Bank. While it may appear simple, this process requires extensive communication with the Bank as well as providing the necessary paperwork. A Deed in Lieu of Foreclosure is beneficial to a Homeowner because similar to a Short Sale, they usually walk away without owing the Bank any money.
Do not fall victim to the Bank’s attempt to take your home, especially during a pandemic. Call the Law Offices of Brian P. Kowal, PA at (954) 990-7552. Brian has defended hundreds of foreclosures in Coral Springs, FL, and South Florida. He has helped Homeowners keep their properties, allowing them to hold on to their American Dream. Your Foreclosure Defense Attorney in Coral Springs is always available to assist you.