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There are several questions that we ask potential clients:
- Do you want to keep your home?
- Do you want to attempt to obtain a mortgage payment that is fair and reasonable?
- Are you presently working with the Bank?
- Have you been served with a Foreclosure lawsuit?
- What stage are you in the Foreclosure Process?
By understanding your situation, we can provide the best strategy for moving forward while advocating for your interests.
Have You Received a Breach Letter?
A Homeowner will receive a default letter if they fail to pay their mortgage. This letter states that if they do not pay the past due amount within 30 days, the Bank will file the Foreclosure Complaint. As a result, the Florida Foreclosure Process has begun.
No matter your circumstances, it’s critical that you don’t ignore this letter. On the other hand, this is an opportunity to speak with your lender to find a solution. Lenders aren’t always the easiest people to talk to. That is why you need professional foreclosure representation whenever you are dealing with the Foreclosure Process. With a successful record of defending Homeowners, your South Florida Foreclosure Defense Lawyer can help you keep your home.
Legal Counsel Can Prevent Expedited Foreclosures
In Florida, Foreclosures are a judicial matter. Lenders must file a lawsuit to begin the process. If you fail to respond, they may request that the court begins the fast-track foreclosure process. This is only available when a Foreclosure is uncontested, or where the borrower doesn’t have reasonable or genuine defenses.
Under the fast-track process, a Judge can expedite proceedings and rule that the Lender can sell the property in no less than 35 days. With economic recovery, the rate of foreclosures has slowed throughout Florida in the last two years. With representation, you can fight for your home.
Hire a Foreclosure Defense Lawyer with Extensive Experience
After defending hundreds of Foreclosures, we have gained a vast amount of experience handling Lenders and their Attorneys. Accordingly, we will devise a strategy that suits your needs and fight for you every step of the way. If you need assistance in attempting to obtain a Loan Modification, we will communicate with the Bank on your behalf. On the other hand, if you are interested in selling your Home through a Short Sale, we will help you with the Process. Allow your South Florida Foreclosure Defense Lawyer to fight for your home. Call the Law Office of Brian P. Kowal, PA at (954) 990-7552. Don’t face this problem alone.